Best Travel Credit Cards for Families in 2025

Family travel can be one of the most rewarding experiences—but let’s be honest, it isn’t cheap. Flights, hotels, food, gear... it all adds up fast.

That’s where the right travel credit card can make a huge difference. With the right rewards program, you can turn everyday purchases into free travel, get VIP perks like lounge access and trip protection, and even save money on groceries, gas, and more!

We’ve rounded up the best travel credit cards for families in 2025, highlighting what each one does best. From big welcome bonuses to kid-friendly perks, these cards will help you travel smarter this year—and every year after.

1. Capital One Venture X Rewards Credit Card

Best Overall for Families in 2025

If you want one card that does it all—with airport lounge access, premium trip protection, high earning potential, and flexible redemptions—this is the one to get in 2025.

• Rewards: 10x on hotels & rental cars, 5x on flights (when booth through Capital One Travel), 2x on everything else! (Yeah, even gas and groceries get 2x points!)

• Welcome Bonus: 75,000 miles after spending $4,000 in 3 months

• Annual Fee: $395 - Yes, it’s high, but see below! You essentially get $300 back annually! And the 10,000 anniversary bonus miles, etc. are easily worth $95 of the annual fee - especially when compared to the Capital One Venture Card, which is #5 on this list.

• Best Perks: $300 annual travel credit, 10,000 anniversary bonus miles, Priority Pass lounge access, up to $120 Global Entry/TSA PreCheck credit, no foreign transaction fees!

Why it’s family-friendly: Free access to airport lounges (even for kids), easy-to-use points, price prediction tools to book at the best rate, and benefits that pay for themselves with just one or two family trips!

Click here for more info and to apply!

Related gear we recommend for family traveling:

• Collapsible travel snack containers

• Kid-friendly headphones with volume limiters

• Compact stroller that fits in overhead bins

2. Chase Sapphire Preferred® Card

Best for Travel Protection and Versatile Rewards

This is a long-standing favorite for a reason—points are easy to use, you get strong travel protections, and it’s affordable for families just starting their travel rewards journey.

• Rewards: 5x on travel via Chase, 3x on dining, streaming, online groceries, 2x on other travel

• Welcome Bonus: 60,000 points after $4,000 in 3 months

• Annual Fee: $95

• Perks: 25% more value when redeemed through Chase Travel, trip delay/interruption insurance, primary rental car coverage

Recommended travel gear for families:

• Packing cubes for each family member

• Travel cable organizer

3. American Express® Gold Card

Best for Food-Focused Families and Road Trips

For families who dine out often or do a lot of grocery shopping on the go, the Amex Gold card delivers some of the best rewards in these categories.

• Rewards: 4x at restaurants & U.S. supermarkets (up to $25K/year), 3x on flights

• Welcome Bonus: 60,000 points after $4,000 in 6 months

• Annual Fee: $250

• Perks: $120 dining credit, $120 Uber Cash, no foreign transaction fees

Helpful travel gear:

• Insulated lunch tote

• Reusable silicone snack bags

4. Chase Freedom Unlimited®

Best No-Fee Card for Families

This card works great on its own or alongside Sapphire Preferred. It gives strong cashback and is perfect for everyday family expenses.

• Rewards: 5% on Chase Travel, 3% on dining and drugstores, 1.5% on everything else

• Welcome Offer: Extra 1.5% on up to $20,000 in the first year

• Annual Fee: $0

• Perks: 0% intro APR on purchases and balance transfers for 15 months

Family travel helpers:

• Car seat travel backpack

• Backseat car organizer for road trips

5. Capital One Venture Rewards

Best for Simplicity and Flat-Rate Earning

If you want consistent rewards with no rotating categories or complex rules, this is a strong option.

• Rewards: 2x miles on everything, 5x on hotels and cars via Capital One Travel

• Welcome Bonus: 75,000 miles after $4,000 in 3 months

• Annual Fee: $95

• Perks: Price match tools, Global Entry/TSA PreCheck credit, no foreign transaction fees

Top Amazon gear picks:

• Convertible diaper backpack and laptop bag

• Family-size travel first aid kit

2025 Travel Credit Card Comparison Chart

Card Name	Best For	Rewards	Bonus Offer	Annual Fee	Family-Friendly Perks
Capital One Venture X	All-around family travel	10x hotels, 5x flights, 2x all	75,000 miles (after $4K)	$395	Lounge access, $300 travel credit, price prediction
Chase Sapphire Preferred	Travel protection & flexibility	5x travel (Chase), 3x dining	60,000 points (after $4K)	$95	Trip coverage, 25% point boost on Chase Travel
Amex Gold	Food, groceries, flights	4x dining/groceries, 3x flights	60,000 points (after $4K)	$250	Uber + dining credits, strong restaurant rewards
Chase Freedom Unlimited	Cashback + everyday rewards	5% travel, 3% dining/drugstores	Extra 1.5% back on $20K	$0	No annual fee, intro APR, simple rewards
Capital One Venture	Straightforward earning	2x all, 5x travel (Capital One)	75,000 miles (after $4K)	$95	TSA credit, easy-to-use miles

What to Look for in a Travel Credit Card for Families

• Low or justifiable annual fee — Does the card pay for itself in perks?

• Points or miles flexibility — Can you use the rewards for your whole family?

• Trip protection — Great for flight cancellations, delays, or medical emergencies

• Lounge access — Helpful when flying with kids

• Grocery and dining rewards — Everyday categories that really add up

Make 2025 the Year You Travel Smarter!

The best travel memories often come from the unexpected moments—dancing in the rain on a beach trip, finding the perfect street taco, or watching your kids see a new place for the first time. But getting there? That’s where strategy helps.

Choosing the right card now sets you up for smoother, more affordable adventures all year long! I hope you found this blog helpful and are inspired to apply for a card that will work best for your family! 

Here’s to less stress and more stamps in your passport,

– Jess